Terms & Conditions

1. Acceptance of Terms

Bill & Tip ("the Service") is a free online calculation utility. By using our website, tools, or calculators, you confirm that you have read, understood, and agree to comply with these Terms & Conditions. If you do not agree with any part of these terms, you must immediately cease using the Service.

2. Permitted Personal Use

We grant you a personal, non-exclusive, non-transferable, and revocable license to access and use our calculators for your personal, non-commercial dining, taxi, salon, and service split estimations.

You agree not to use the Service to:

• Scrape, extract, or harvest data, designs, or code from the website using automated scripts or bots.
• Attempt to disrupt, overload, or compromise our hosting servers (e.g., through DDoS attacks).
• Incorporate our calculator tools into proprietary commercial platforms without our prior written consent.

3. Mathematical Disclaimer

At Bill & Tip, we make every technical effort to ensure that our calculation logic (percentages, tax additions, rounding parameters, and stepper splits) is mathematically robust, precise, and accurate.

However, the Service is provided on an "as-is" and "as-available" basis. We make no warranties, representations, or guarantees that the calculations will always match local customs, proprietary restaurant POS terminals, or legal tax compliance rounding frameworks exactly.

We highly recommend double-checking final arithmetic on your physical receipt before executing credit card payments or mobile cash transfers.

4. Reference & Outdated Information Disclaimer

Many of our tools, including but not limited to merchant fee, platform fee, and vehicle registration calculators, are based on third-party pricing structures, fee schedules, tax rates, and guidelines that change frequently. While we make reasonable efforts to keep this information updated, rates and calculations may become outdated or differ from the actual current rates charged by third-party platforms, merchants, or government authorities.

All calculators and contents are provided strictly for reference, estimation, and educational purposes only. You should verify current fees, rates, and terms directly with the respective merchant, provider, platform, or official agency before making any financial decisions or transactions.

5. Not Financial or Professional Advice

All content and calculations provided on Bill & Tip are for general informational, planning, and educational purposes only. The outputs generated by our tipping or split steppers do not constitute accounting, financial, legal, or tax advice.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Bill & Tip and its developers, partners, and hosting providers shall not be held liable for any direct, indirect, incidental, or consequential damages arising from:

• Any arithmetic errors, rounding discrepancies, or inaccurate results generated by the tools.
• Any misunderstandings, disputes, or financial disagreements between diners, waitstaff, or payees during split calculations.
• Temporary downtime, network interruptions, or server outages that prevent access to the website.